About
Canadian Fee-Only Financial Planner
A healthy relationship with money is synonymous with lasting well-being. We can get you there.
Mental Wealth Meets Financial Stability
At Sapling Financial Planning, we help clients navigate life changes, take control of their financial wellness, and build the foundation for lasting stability and wealth.
Our work starts by looking beyond a client’s current financial situation to examine their strengths, challenges, and overall beliefs, objectives, and life goals — and then charting a customized path to get them there.
This is anchored in the principles of financial therapy, which addresses our attitudes and beliefs about money for lasting changes and long-term fiscal success.
What is an Independent Financial Advisor?
We prefer to provide planning and advice that’s completely separate from any financial institution, and based on our best professional opinion on what’s best for you and your portfolio. We find this approach to be more ethical, allowing us to prioritize our client’s wants and needs without external pressure.
That’s because we believe that the key to long-term stability and wealth comes from focusing on the whole person or family, not just their portfolio.
Our Two Step Approach to Financial Planning
We’re certified to provide financial planning to clients anywhere in Canada (excluding Quebec).
Meet Our Financial Planning Team
BSc Financial Planning Associate
Lena at a Glance
- Founder of Sapling Financial Planning
- Holds both CERTIFIED FINANCIAL PLANNER® (CFP) and Certified Investment Manager® (CIM) designations
- Extensive background across multiple financial planning areas including investments, retirement planning, estate planning, business planning, and insurance planning
- Currently pursuing a Financial Therapy Graduate Certificate at the University of Kansas
- Dedicated to providing transparent expert advice ethically through a fee-only payment model
- Passionate about guiding clients through various life stages with personalized strategies
- Based in Port Moody BC and Powell River BC
- Practices the same life balance she recommends to her clients by:
- Spending time with her husband, three amazing kids, and two dogs
- Enjoying outdoor activities like boating and hiking
- Reading — often three books at once
BSc
Financial Planning Associate
Chantal brings a wealth of experience and diverse expertise to the team, and specializes in the development of efficient systems and exceptional customer service. Her diverse background and genuine passion for service allow us to focus on what matters most – your financial journey.
- 15+ years of client-centric experience in professional service environments
- Efficiently and compassionately juggles communications, emails, and operations
- A strong analytical and financial services skill set augmented by recent data science training
- Leverages in-depth attention to detail developed during her previous career as a fossil preparator and scientific illustrator
- Excels at simplifying complex processes for a seamless financial planning experience
- Balances her professional dedication with an active lifestyle including:
- Mountain biking and trail running
- Spending time with her wife and dogs
- Making the most of the adventure and beauty found in qathet’s coastline and mountains
Sapling Financial Planning’s Help a Client in Need Program
The Help a Client in Need serves individuals and families that will greatly benefit from Sapling Financial Planning’s financial stability and personal wellness support, but are not able to afford our services.
It may seem like an impossible situation — but it’s not. That’s all thanks to the support of our generous community of clients who choose to donate part of their financial planning fee to those who need it the most. Usually, just 3 to 4 clients, along with our volunteer time, can make an impactful change in someone else’s life.
Sapling Financial Planning in the Community
We’re proud to be part of the Financial Planning Association of Canada and to have strong relationships with professional associations, investment managers, counselors, and other complimentary wellness professionals nationwide.
