Integrated Wealth Management Services
Stay on track with your financial goals through a strong, supportive relationship and seamless collaboration between us and trusted investment managers, focused on your long-term success.
Why Choose Us?
Our team works closely with top-tier portfolio managers to align your financial and personal goals. You’ll benefit from complete transparency regarding investment risks, performance, and fees, while we ensure the managers stay focused on your best interests. This integrated approach eliminates conflicts between investment management and financial planning, giving you access to elite portfolio managers while allowing us to fully focus on your financial planning needs.
For your peace of mind, all investment managers and their trustees are members of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF), ensuring your investments are safe and secure.
What We Offer
- A comprehensive financial plan tailored to your goals
- Seamless collaboration with top-tier portfolio managers
- Ongoing financial coaching and therapy to support your overall well-being
- Full transparency regarding investment risks, performance, and fees
- Ongoing review and adjustment of your financial plan to keep it on track
- Access to elite investment managers with a focus on your best interests
- Regular check-ins to ensure your financial plan evolves with life changes
How much does it cost?
As part of our integrated wealth management model, financial planning fees are deducted from your assets.
For portfolios below $500,000, we can blend a fee-only structure for the initial plan (billed directly to you) and a fee-based structure (where ongoing fees are charged directly to your portfolio) for ongoing support.
The ongoing financial planning fee is as follows:
Household Size
Referral / Planning Fee
$350,000 or below
1%
$350,000 - $2,000,000
0.6%
$2,000,000+
Negotiable
Investment Solutions
We offer a range of investment strategies to fit your needs, including:
- Passive Investing
- Active Management
- Institutional Approaches
- Alternative Investments
Flexible Fee Structure
- Range: 0.45% (passive approach) to over 1% (private equity and alternative investments)
- This includes both investment management fees and embedded MERs (Management Expense Ratios)
- Your total fee for investment management and financial planning is approximately 1.6%, and it decreases as your assets increase
Transparency & Clarity
We provide an annual report detailing all fees, categorized as:
- MER
- Investment Management
- Administration
- Financial Planning
Our Investment Management Network
