Fee for service financial planner poses for a photograph at the beach

Fee-Only Integrated Financial Planning and Wellness.

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We Bring a Human Approach to Financial Planning

At Sapling Financial Planning & Wellness, we understand the deep connection between mindset and financial stability. Our holistic approach integrates psychological insights with strategic financial planning, offering personalized advice that aligns with your unique values, goals, and lifestyle. This ensures that your financial journey is not only effective but also meaningful.

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Personalized Financial Advice for Every Phase of Life

Our services blend fiscal expertise and personalized advice for strategies that adapt and evolve along with your personal journey.

We Offer

  • Intergenerational wealth planning – family financial planning office
  • Cash flow and budgeting support
  • Saving strategies for education, home ownership, retirement, and other goals
  • Evaluation of assets, investment strategy, and risk assessment
  • Review of insurance for life, disability, and critical illness
  • Retirement income withdrawal optimization
  • Evaluation of investment properties or downsizing
  • Tax optimization strategies
  • Legacy planning
  • Business financial and investment planning
  • Financial coaching with elements of financial therapy

Designed for

  • Individuals
  • Families
  • Retirees
  • Medical and health professionals
  • People navigating transitions and personal life changes
  • Recipients of financial windfalls such as lottery winnings, inheritances, or lump sum settlements

+ Ongoing advice and support package options

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Meet Sapling Financial Planning

Sapling Financial Planning is dedicated to improving lives through objective financial planning and healthier relationships with money. This mission is rooted in Founder Lena Keshysheva’s 13 years of experience as a Certified Financial Planner (CFP) and Chartered Investment Manager (CIM), and is deepened by her training in financial therapy. Lena and her team are based in Port Moody and Powell River, British Columbia, and serve clients across Canada.

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What Our Clients Say

Miriam

Lena is a pleasure to work with. She is very knowledgeable and has the tools to help wherever you are on your financial journey!

Daniel

Lena delivered sound, clear, and top level service! She knows her stuff and as a result, I will retire much sooner and richer!! 🙂 I would recommend her services to anyone needing help staying on budget, setting up your funds on apps like Questrade, and getting all your remaining finances in order to retire quick!

Lynn

Lena has been instrumental in refining our financial plan and moving it to the next level. I now feel so confident and know we are working towards a stable financial future that includes all the things we want – a healthy retirement, our kid’s education, the opportunity for lots of travel, and a legacy to […]

Deborah

I’ve been working with Lena for several years. She has consistently given me great advice regarding my financial health, both short and long term. Her approach is very holistic and tackles both the psychology and the practicality of money management. Highly recommended – If I could give her more stars I would!

Dario

Lena is awesome! She knows her stuff and advocates for her clients and for industry fairness. Thank you Lena for treating us the right way, looking out for us and also challenging our decision professionally and with vim and vigour.

Christine

I’ve worked with Lena for years now, and I’m always impressed by her commitment to her clients, as well has her genuine interest in their well being and financial stability. She remembers things I didn’t even know I needed to. Very happy to have her as our trusted financial advisor.

Compounding Interest: Mental Wealth Multiplied

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